Having a health insurance policy is essential as an African American. There are several diseases and illnesses developing as time progresses. The state health and federal market places are open to the uninsured. The open enrollment is from November 15th 2014 to February 15th 2015. There’s an increase in numbers of how many African Americans are signing up for health insurance, but many are uninsured. The Affordable Care Act also known as, ACA has been doing a great job with helping African Americans become insured.
- Health reformers associated with the ACA have decreased the amount of uninsured African Americans from 24.1 percent to 16.1 between the years of 2003 and 2014.
- Having an increased amount of funding for community health centers for African Americans has been a huge impact. The ACA has been able to increase the number of patients served by obtaining $11 billion to fund community health centers. Approximately 25% of the new patients are African American.
- African American woman have a better chance of receiving additional funding from the APA to obtain services at no cost. Approximately 5 million African American women with private insurance plans are required to receive free mammograms, prenatal care, HPV testing and other services listed within the ACA handbook.
- Decreasing the likelihood of death is the goal when trying to maintain a healthy lifestyle. African American women are more likely to die from breast cancer before developing the disease. ACA provides preventative care at no additional cost. The early detection of diseases can help decrease the mortality rate among African Americans.
- Due to the Medicaid expansion implementing the ACA and having financial assistance 6.8 million African Americans have become eligible for health coverage. Having more community health centers makes it easier for patients to access facilities.
More Benefits of Enrolling
The ACA provides African Americans more control over their healthcare plans. The lack of health care has impacted the African American communities tremendously when it pertains to mortality rates. It has been come more difficult to persuade African Americans to obtain health care due to lack of knowledge or funding. Other health insurance plans put a wall between the doctor and the patient making it difficult to keep a primary doctor. ACA prohibits this wall and abolishes discrimination. Even if a patient falls ill or has a pre-existing condition insurance plans cannot drop coverage.
African Americans are more likely to visit the emergency department in comparison to whites. Primary doctors can be more expensive out of pocket. Enrolling by the February 15th deadline will ensure maximum health coverage and provide a more effective way to save money. For more information about how to enroll visit https://www.healthcare.gov/